Jefferson City Homes under $500,000

Jefferson City Homes under $500,000

Welcome to Jefferson City, Tennessee – a hidden gem nestled in the heart of Jefferson County. Known for its warm community spirit and scenic landscapes, Jefferson City offers a perfect blend of small-town charm and modern conveniences. With the majestic Smoky Mountains as your backdrop, outdoor enthusiasts will find themselves in paradise, with ample opportunities for hiking, fishing, and exploring nature trails.

Jefferson City is not just about stunning views; it boasts a vibrant downtown area filled with delightful local shops, cozy cafes, and a rich history that dates back to the early 1800s. The city is also home to several parks and recreational facilities, making it an ideal place for families and individuals alike to enjoy a laid-back lifestyle.

For those looking to invest in their dream home, Jefferson City has an impressive selection of properties available for under $500,000. Whether you’re searching for a charming single-family home, a modern townhouse, or a cozy cottage, you’ll find a variety of options that cater to diverse tastes and budgets. The real estate market here provides excellent value, allowing you to enjoy spacious living without breaking the bank.

Living in Jefferson City means being part of a close-knit community that values connection and support. With its friendly atmosphere, excellent schools, and convenient access to Knoxville, Jefferson City is an ideal place to call home. Explore the possibilities today and discover why so many are choosing to settle down in this enchanting city!

Newest Jefferson City Homes under $500,000

443 Hilltop Drive, Jefferson City
$329,900
4 Beds ⋅ 2 Baths ⋅ 1,687 SqFt. ⋅ 1357782 MLS ⋅ ACTIVE Status
Welcome home to 443 Hilltop Drive in Jefferson City, Tennessee, where space, comfort, and everyday convenience come together. This inviting 4-bedroom, 2-bath home with 1,678 square feet offers the kind of layout that makes it easy to picture life here : slow mornings, family dinners, weekend get-togethers, and plenty of room to grow. Inside, you'll find a bright and welcoming living space, a renovated kitchen with new cabinets and granite countertops, dedicated dining area, new windows and a new front door along with a roomy primary suite that feels like its own little retreat. Three additional bedrooms offer flexibility for family, guests, a home office, hobby room, or whatever fits your lifestyle best. Outside, the spacious front and backyard give you room to enjoy everything that makes East Tennessee living so special. So whether that means gardening, entertaining, letting pets play, or simply sitting outside and unwinding at the end of the day there is room for you. With recent updates and a spacious floor plan, this home offers both comfort and opportunity. Located in Jefferson City, TN, you'll be close to shopping, dining, schools, Carson-Newman University, and convenient access to surrounding East Tennessee communities. If you've been searching for a 4-bedroom home in Jefferson City with a large yard, updated features, and plenty of usable living space, 443 Hilltop Drive is one you'll want to see. Come imagine what life could look like here -- and schedule your showing today. All information is deemed reliable but not guaranteed. Buyer and buyer's agent to verify all information, including square footage, lot size, room dimensions, schools, taxes, and property features. Some listing photos have been digitally enhanced for lighting, color, and presentation; no material property features have been intentionally altered.

443 Hilltop Drive, Jefferson City

430 Hilltop Drive, Jefferson City
$243,000
3 Beds ⋅ 2 Baths ⋅ 1,325 SqFt. ⋅ 1357562 MLS ⋅ ACTIVE Status
How does a 4.99% rate on a 30 year fixed mortgage sound? Seller is willing to pay for a 2/1 rate buydown for USDA which takes your rate from 6.99% to 4.99%! Payment lower than rent! Single-level 3-bedroom, 1.5-bath brick ranch inside the Jefferson City limits, about one mile from Carson-Newman University and one mile from Walmart. If you want a home where the big projects are already finished, start here. In the past 12 months, the sellers updated almost everything you'd want to tackle yourself: luxury vinyl plank flooring throughout, a new kitchen with new cabinets, countertops, and stainless steel appliances, remodeled bathrooms, fresh paint inside and out, a new front door, updated light fixtures, and a new water heater. You move in and start living instead of renovating. The layout is simple and easy to live in. Your front door opens into a bright living room that flows into a formal dining room, a great spot for Sunday dinners or game night. The kitchen includes a pantry and a laundry area. The primary bedroom has its own half bath, and two more bedrooms share a full hall bath. One of those bedrooms makes a comfortable home office, guest room, or hobby space. Outside, the 0.39-acre lot gives you a wide, grassy front yard and room out back for a garden, a fire pit, or a dog to run. The attached one-car garage gives you covered parking plus space for a workbench, tools, or a motorcycle. Who is this home for? First-time buyers ready to stop renting. Anyone wanting one-floor living without stairs. Carson-Newman faculty and staff who want a quick commute. Investors looking for a move-in ready rental close to campus, where student housing stays in demand. Living inside city limits means city services and short trips for groceries, dining, and errands. Downtown Jefferson City is minutes away, Morristown is an easy drive, and Cherokee Lake and Douglas Lake are close enough for weekend boating and fishing. Knoxville is under an hour away. Updated, affordable, and close to everything in Jefferson City, Tennessee. Take the 3D tour, then come see it in person.

430 Hilltop Drive, Jefferson City

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Equal Housing Opportunity. All information contained herein deemed reliable but not guaranteed. Buyers should personally verify all information. All content Copyright 1998-2026 Great Smoky Mountains Association of Realtors. All rights reserved. Last updated .

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

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